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Commercial & Consumer Protection

Refund & Cancellation Policy

Transparent commercial terms, fair cancellation windows, and consumer protections aligned with the Consumer Protection (E-Commerce) Rules, 2020.

Version: 1.0·Effective Date: September 26, 2026·Operating Entity: EKA Knowledge Systems Private Limited (in formation)

1. Our Fair Commerce Commitment

EKA is built upon trust, transparency, and spiritual integrity. We reject dark patterns, hidden cancellation fees, trapped recurring billing, and deceptive marketing. If our services or offerings fail to meet documented standards, we provide straightforward recourse and refund procedures.

2. Digital Memberships (EKA Plus)

Our recurring digital membership provides access to daily practices, structured journeys, monthly contemplative themes, and private community circles.

One-Click Cancellation

You may cancel your membership at any time directly through your account billing settings. There are no mandatory exit questionnaires, cancellation penalties, or required customer support calls.

48-Hour Renewal Cooling-Off

If your subscription auto-renews and you did not intend to renew, contact billing@eka.earth within 48 hours of the charge without logging active usage during that period for a full 100% refund.

When cancelled mid-cycle, you maintain full access until the end of your prepaid billing period, after which your card will never be charged again.

3. Marketplace Bookings & Guided Sessions

For 1-on-1 consultations, astrology readings, puja services, or meditation guidance booked through verified practitioners on EKA:

Cancellation TimingRefund AmountTerms & Conditions
> 24 hours before session100% RefundFull refund credited to source account immediately.
4 – 24 hours before session50% RefundCompensates the practitioner for reserved calendar time.
< 4 hours or No-Show0% (Non-refundable)Except in verified emergency or medical distress.
Practitioner Missed Session100% Refund + CreditImmediate full refund or free reschedule with platform apology credit.
Authenticity & Quality Disputes: If a practitioner makes unverified medical claims, promises guaranteed supernatural cures, or violates our Community Standards, submit a report within 48 hours of the session. Following admin review, a 100% refund will be granted and the practitioner subjected to disciplinary suspension.

4. Physical Objects & Ritual Kits

When purchasing handcrafted ritual items, brass lamps, or meditation props:

  • 7-Day Return Window: You may return unused, unopened items in original packaging within 7 days of verified delivery.
  • Damaged in Transit: If an object arrives cracked, broken, or defective, email photos to support@eka.earth within 48 hours of delivery. We will immediately dispatch a free replacement or issue a 100% full refund including shipping.
  • Consumable Goods: Unsealed incense, sacred oils, camphor, or holy water cannot be returned for sanitary and ritual purity considerations unless delivered damaged or defective.

5. Processing Timelines & Payment Methods

All approved refunds are initiated through our authorized payment gateways (Stripe, Razorpay, or UPI):

UPI Payments

1 to 2 business days directly to VPA

Netbanking

3 to 5 business days per bank schedules

Credit & Debit Cards

5 to 7 business days per card network

Refunds are strictly remitted back to the original source payment instrument to prevent fraud and money laundering.

6. Billing Help & Dispute Escalation

If you have any questions regarding an invoice, pending charge, or refund request:

Billing Support: billing@eka.earth

Consumer Grievance Desk: grievance@eka.earth

Statutory Escalation Timeline: All billing disputes acknowledged within 24 hours and investigated within 7 business days.

EKA — Living Cultural IntelligenceEKACULTURAL INTELLIGENCE

Explore places. Meet people. Understand traditions. Ask why.

Built on provenance, verified human traditions, ethical stewardship, and the open wisdom of humanity. No synthetic cultures, no algorithmic homogenisation.

Respecting Personal Privacy & Cultural Heritage Rights

Legal & Grievance Notice: In full compliance with the Digital Personal Data Protection Act, 2023 (DPDP Act) and international privacy standards. For personal data rights, consent withdrawal, content grievances, or copyright notices, contact our Grievance Desk at grievance@eka.earth. Non-medical disclaimer: Practices, discussions, and reflections on EKA are educational and contemplative in nature and do not substitute for professional medical, psychological, financial, or legal advice.

© 2026 EKA Cultural Knowledge Systems. One Within - One With All.
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